Service 01 · Personal Financial Organization
A clear picture of
where you stand financially.
When your financial records are scattered and incomplete, important decisions feel harder than they need to be. This engagement brings order to that — so you can see the full picture and move forward with confidence.
What This Delivers
Organized records you can actually rely on.
By the time this engagement is complete, you'll have a categorized view of your income and expenses, reconciled bank statements, and a personal financial summary you can share with an attorney, financial advisor, or keep for your own reference.
That kind of clarity doesn't come from willpower or better intentions — it comes from having someone sit down with your actual documents and do the work carefully. That's what this is.
Income & expense categorization
Every transaction placed in a clear category — organized the way your life is actually structured.
Bank statement reconciliation
Discrepancies caught, balances confirmed, and your records brought into agreement with your actual accounts.
Personal financial summary
A clear written summary of your financial position — usable, shareable, and yours to keep.
The Situation
Most people reach a point where scattered records become a real problem.
Life transitions create urgency
Approaching retirement, going through a divorce, or handling an estate — these moments demand financial clarity that most people simply don't have on hand. The records exist, but they're not organized.
Statements pile up unreviewed
Bank statements, credit card summaries, and account notices arrive and get filed away — or not filed at all. Over time, the backlog becomes its own obstacle and the idea of sorting it feels overwhelming.
Advisors need something to work with
Attorneys, financial planners, and tax preparers do better work when your records are already organized. Without that foundation, you're paying for their time while they do the sorting.
The Approach
Careful, personal work on your specific records.
There's no software that does this for you — at least not with the accuracy that a considered engagement with your actual documents can achieve. The work is methodical: your statements are reviewed line by line, categorized in a way that reflects your real financial life, and reconciled against your account balances.
The Process
Document review
Bank statements, credit card records, and any relevant financial documents are reviewed in full.
Categorization
Income and expenses are placed into clear, consistent categories that reflect your actual financial activity.
Reconciliation
Your records are checked against account balances to confirm everything matches — and discrepancies are flagged.
Summary report
A clean personal financial summary is prepared — organized, readable, and ready to use.
Ideal For
Individuals approaching or entering retirement who need a complete picture of their finances
People going through a divorce who need organized financial documentation for legal proceedings
Executors and heirs managing estate planning who need a clear financial summary to work from
Anyone whose financial records have accumulated and need a one-time thorough reorganization
People preparing to work with a financial planner, attorney, or tax preparer who need their records in order first
The Experience
Straightforward from the first conversation to the final report.
Working through this engagement shouldn't feel like another thing on your list. The process is designed to be as low-friction as possible — you provide the documents, and we handle the work.
Week 1
Initial conversation
We talk through your situation briefly — what you have, what you need, and what the engagement will cover. No paperwork required at this stage.
Week 1–2
Document handoff
You receive a simple checklist of what to gather. You share your documents — securely, at your own pace. We request only what's actually needed.
Week 2–3
Active work
Your records are reviewed, categorized, and reconciled. If a question comes up, we'll reach out rather than guess. The work is done carefully and checked before delivery.
Delivery
Report & follow-up window
You receive your organized records and summary report. A follow-up window is included for any questions — you're not on your own the moment the file lands in your inbox.
The Investment
One fixed fee.
No surprises.
This engagement is priced at $350 USD — a flat fee that covers the full scope of work described. There are no hourly rates, no add-on charges for standard questions, and no ambiguity about what you're paying for.
If your situation has unusual complexity, that's something we can discuss before you commit. The goal is always that you understand exactly what you're getting before the engagement begins.
Optional quarterly updates are available for those who want their records maintained on an ongoing basis after the initial engagement. That's discussed separately and only if it's useful to you.
One-time engagement · Fixed price
What's Included
Income and expense categorization
Bank statement reconciliation
Personal financial summary report
Document checklist provided upfront
Post-delivery follow-up window included
Optional quarterly updates (separate discussion)
What to Expect
Realistic outcomes, honestly stated.
Financial organization is specific work with measurable results. Here's what you can reasonably expect from this engagement — and how progress is tracked.
Output Quality
Documents you can actually use
The deliverables are organized, clearly labeled, and formatted in a way that's readable to you — not just to someone with an accounting background. You'll be able to share them with any professional you're working with.
Scope & Accuracy
Reviewed twice before delivery
Every figure in your summary is checked before it's delivered. If something doesn't reconcile cleanly, it's flagged rather than smoothed over. You get an accurate picture, not a tidy one that hides problems.
Timeline
Typically two to three weeks
From the time your documents are submitted, most engagements are completed within two to three weeks. More complex situations may take a little longer — and we'll let you know upfront if that's the case.
Our Commitment
If the work isn't right, we'll make it right.
The deliverables for this engagement are clearly defined before we begin. If something is missing from what was agreed, or if the work contains an error on our part, we'll correct it — straightforwardly, and without making you feel like you're asking for too much.
Scope is agreed before you pay
We discuss exactly what the engagement covers before you commit. No surprises about what's included — or what isn't.
Questions answered directly
If you have questions after delivery, ask them. The follow-up window exists for exactly that — and answers come in plain language, not accounting jargon.
No-obligation initial conversation
The first conversation costs nothing. It's an opportunity to understand your situation and confirm this service is the right fit before any commitment is made.
Personal handling throughout
Your documents are handled by a person — not processed through automated software and returned to you. The engagement is personal by design.
Getting Started
A straightforward path from here.
01
Send a message
Fill out the contact form below — a brief note about your situation is enough. We'll follow up within two business days to schedule a conversation.
02
Brief intake call
We talk through your situation and confirm what the engagement covers. You'll receive a document checklist and the engagement scope in writing before moving forward.
03
Work begins
Once your documents are shared, we start. You'll hear from us if something needs clarification — and you'll receive your organized records and summary when the work is done.
Personal Financial Organization
If your records need attention, this is a good place to start.
The initial conversation is straightforward and carries no obligation. If this service fits your situation, we'll move forward. If something else would serve you better, we'll say so.
Other Services
Explore other ways Grapharc can help.
Service 02
Retirement Account Coordination
Review and documentation of retirement account balances, contributions, and distributions across multiple accounts. Includes a consolidated summary and required distribution calendar.
Service 03
Personal Tax Preparation
Individual income tax return preparation covering employment income, investments, and rental properties. Includes a document checklist, thorough deduction review, and a post-filing summary.